Title Insurance Comparison
Below are some example situations that could happen with your title, and the comparison table shows which of these situations would be covered under the standard policy or the enhanced policy. For more information about title insurance please return to our Title Insurance page. If you have questions regarding title insurance please check our Frequently Asked Questions page.
Situation | No Policy | Standard Owners | Enhanced Owners |
Issues Found in Title Search | Buyer's Risk | ||
Issues Predating Title Search | Buyer's Risk | ||
Attorney's Fault Irrelvant | Buyer's Risk | ||
Hidden Defects In Title | Buyer's Risk | ||
Forged Documents | Buyer's Risk | ||
Incapacity of Grantors | Buyer's Risk | ||
Missing Heirs | Buyer's Risk | ||
Mis-Indexed Documents | Buyer's Risk | ||
Mistakes in Recording | Buyer's Risk | ||
Additional Enhanced Coverage | Buyer's Risk | Buyer's Risk | |
Post-Policy Forgeries | Buyer's Risk | Buyer's Risk | |
Post-Policy Encroachments | Buyer's Risk | Buyer's Risk | |
Enhanced Pedestrian and Vehicular Access | Buyer's Risk | Buyer's Risk | |
Prior Building Permit Violations | Buyer's Risk | Buyer's Risk | |
Certain Zoning Violations | Buyer's Risk | Buyer's Risk | |
Restrictive Covenants Violations | Buyer's Risk | Buyer's Risk |