Title Insurance Comparison

Below are some example situations that could happen with your title, and the comparison table shows which of these situations would be covered under the standard policy or the enhanced policy.  For more information about title insurance please return to our Title Insurance page.  If you have questions regarding title insurance please check our Frequently Asked Questions page.

Situation No Policy Standard Owners Enhanced Owners
Issues Found in Title Search Buyer's Risk
  • Issues Predating Title Search Buyer's Risk
  • Attorney's Fault Irrelvant Buyer's Risk
  • Hidden Defects In Title Buyer's Risk
  • Forged Documents Buyer's Risk
  • Incapacity of Grantors Buyer's Risk
  • Missing Heirs Buyer's Risk
  • Mis-Indexed Documents Buyer's Risk
  • Mistakes in Recording Buyer's Risk
  • Additional Enhanced Coverage Buyer's Risk Buyer's Risk
  • Post-Policy Forgeries Buyer's Risk Buyer's Risk
  • Post-Policy Encroachments Buyer's Risk Buyer's Risk
  • Enhanced Pedestrian and Vehicular Access Buyer's Risk Buyer's Risk
  • Prior Building Permit Violations Buyer's Risk Buyer's Risk
  • Certain Zoning Violations Buyer's Risk Buyer's Risk
  • Restrictive Covenants Violations Buyer's Risk Buyer's Risk